IKHLAS Premier Investment-Linked Takaful

Introduction Imagine the possibility of gaining wealth with just a small monthly contribution. IKHLAS Premier Investment-Linked Takafulprovides you peace of mind with proper financial protection to invest in any of our 3 investment funds, namely Growth Fund, Balance Fund and Fixed Income Fund. What does IKHLAS Premier Investment-Linked Takaful cover? An Opportunity to Gain Greater Income With just RM100.00 a month, you are on the way to secure the future that you want with the financial protection that you need in case of any mishap that could lead to death or TPD (Total & Permanent Disability). Death or TPD Benefits* In the event of death or TPD or the participant, 100% of the Sum Covered plus the accumulated amount in all unit funds are payable to the participant or next of kin. * Subject to terms and conditions. Lien Provision In the event of death of the participant prior to attaining the age of five (5) years (on the next birthday), and subject to the terms and conditions of the Certificate, the Sum Covered (SC) will be payable per following schedule:     Age At Death / PD (Next Birthday) Percentage Of SC Payable 1 Year 20 % 2 Year 40 % 3 Year 60 % 4 Year 80 % 5 Years And Above 100 %       List of riders available for “IKHLAS Premier Investment-Linked Takaful” Term Takaful Rider for IKHLAS Premier Investment Linked Accidental Death & Disability Takaful Rider forIKHLAS Premier Investment Linked Critical Illness Takaful Rider for IKHLASPremier Investment Linked Hospital Benefit Takaful Rider for IKHLASPremier Investment Linked Waiver of Contribution Takaful Rider forIKHLAS Premier Investment Linked Payor Savings Takaful Rider for IKHLASPremier Investment Linked

Why IKHLAS Premier Investment-Linked Takaful? Cash Withdrawal Minimum amount of withdrawal is RM500.00*. Partial withdrawal is subject to a minimum balance of RM3,000.00 in all unit funds. * A withdrawal fee is applicable (maximum of RM50.00) for each transaction. Top-Up Option Top-up contribution is allowed from the commencement of the certificate, subject to the following condition: Minimum Amount : RM500.00 Maximum Amount: 5 times annual contribution for each year. Termination The certificate shall terminate upon surrender or upon the participant attaining age of 80 years old or when payment of the death or TPD benefit is made. Switching Fee (per certificate year) First switching : FREE Subsequent switching : RM50.00 per switch Age and Issue Limits Issue Ages : Certificate Owner : 18-60 years, age next birthday. Participant : 1-60 years, age next birthday. Issue Limits : Minimum Annual Contribution – RM1,200.00. Maximum contribution is subject to underwriting decision. Expiry Age : Upon participant attaining age 80 years old, age next birthday. Sum Covered : Minimum SC - 5 x Annual Contribution (or equivalent to RM6,000.00) Maximum SC – 50 x Annual Contribution (subject to underwriting decision).