IKHLAS Capital Investment-linked Takafu

Introduction Now with just a single contribution, you have an opportunity to gain a more lucrative return on your investment through IKHLAS CAPITAL INVESTMENT-LINKED TAKAFUL, a plan that provides both capital appreciation and protection at the same time. There are three (3) types of funds for you to invest in, namelyGrowth Fund, Balance Fund and Fixed Income Fund. What does IKHLAS Capital Investment-linked have to offer? 1. Higher Return & Protection on Your Investment Starting with a one time RM5,000.00 investment, you are making the first step in prudent financial planning with the coverage that you need in case of any mishaps that leads to death or Total & Permanent Disability (TPD).     2. Death or TPD Benefits* In the event of death or TPD of the participant, 100% of the Sum Cover (equivalent to 125% of the single contribution plus top-up amount less withdrawal or the accumulated fund value in all unit funds, is higher) whichever is payable to the participant or next of kin.  * Subject to conditions.

Why IKHLAS Capital Investment-linked Takaful? Cash Withdrawal Minimum amount of withdrawal is RM 500.00*. Partial withdrawal is subject to a minimum balance of RM 3,000.00 in all unit funds. The charges for withdrawal transactions are as follows (subject to a maximum charge of RM50.00 per withdrawal):       Withdrawal Charges Year 1 2 3 Thereafter Charges 3% 2% 1% 0%     Top-Up Option  Top up contribution is allowed from the commencement of the certificate, subject to the following condition: Minimum Amount: RM 500.00 Maximum Amount: 5 times single contribution for each year The top-up contribution will be used to purchase additional investment units and/or additional coverage. Termination The certificate shall terminate upon surrender or when payment of the death or TPD benefit is made. Switching Fee (per certificate year) First switching : Free Subsequent switching : RM 50.00 per switching Age and Issue Limits Issue Ages : Certificate Owner: 18 – 60 years, age next birthday. Participant : 1 – 60 years, age next birthday Issue Limits : Minimum – RM5,000.00. Maximum - subject to underwriting decision in multiple of RM500.00. Expiry Age : Upon participant attaining 80 years old, age next birthday. Sum Covered : 125% of single contribution plus top-up amount less withdrawal or the accumulated fund value, whichever is higher.